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Myth #12: The uninsured will go to jail

Go to Jail!

If you don’t comply with the individual mandate, what happens to you? You can be subject to five years in prison.
-Rep. Peter Roskam (R-IL) 11/18/2009


Actually, the law specifically states that people who don’t pay the penalty cannot be charged criminally. It also forbids liens or levies placed on property for failure to pay.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #9: Employers will stop providing coverage

"health care-capitol.jpg" via mashedpotatobulletin.com

Plan elimination is the first major consequence of PPACA that small-business owners likely feel.
-National Federation of Independent Businesses, 07/2011


Actually, studies by the Congressional Budget Office, the Rand Corporation, and the Urban Institute have shown how employers will continue to have strong incentives to cover their workers. They will continue to compete for the best employees by offering benefits that employees want. Employers and employees will also still have strong tax advantages for employment-based coverage.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #7: Insurance costs will go up

Rising Costs

The health care law has caused health insurance premiums to increase for families struggling to make ends meet.
-Rep. Nan Hayworth (R-NY), 06/28/2012


Actually, the new health care law lowers administrative costs for employers and employees and increases choice and competition in health insurance. A family of four will save as much as $2,300 on their premiums in 2014 compared to what they would have paid without reform, according to the Congressional Budget Office. Premiums for the same plan will be up to 2 percent lower for small businesses and 3 percent lower for large businesses.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #4: Trillions added to the deficit

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Obamacare adds trillions to our deficits and to our national debt, and pushes those obligations on to coming generations.
 -Mitt Romney, 06/28/2012

Actually, the Congressional Budget Office says that the health care law will lower the deficit, by about $124 billion over 10 years. The reason is simply that the health care law has offsetting revenue and cost savings that exceed new spending.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #3: 20 million Americans will lose their coverage

Obamacare means that for up to 20 million Americans, they will lose the insurance they currently have, the insurance that they like and they want to keep.
-Mitt Romney, 06/28/2012

Actually, Romney’s campaign has cherry-picked the results of a Congressional Budget Office study. CBO’s official position is that 3 to 5 million people will no longer receive coverage through their employer. Instead, they will receive coverage elsewhere such as an insurance exchange where individuals, not employers, pick the coverage they want. The 20 million figure comes from a CBO analysis designed to show the uncertainty of making predictions using a wide range of possibilities, not its actual prediction.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #2: A government takeover

Government Takeover?

Obamacare will lead to a government takeover of health care.
-Mitt Romney, 05/11/2012

Actually, the health care law provides Americans with a choice of private health insurance plans; it does not offer a public option or provide Medicare-for-all as some members of Congress proposed. Instead, it lets individuals choose their own coverage and provides them a menu that compares the price and quality of insurance plans.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act.

Myth #1: The largest tax increase in history

"Largest tax in history"

Obamacare is…the largest tax increase in the history of the world.
-Rush Limbaugh, 06/28/2012

Actually, the largest tax increase in the United States over the last seventy years was during World War II. The revenue from the provisions of the health care law is one-tenth that size. It is also one-third less than the tax law President Ronald Reagan signed in 1982.

Read more in our new memo debunking the 12 biggest myths about the Affordable Care Act